Monocle Eyecare

How to Use Your HSA or FSA Funds to Save on Premium Eye Care

Eyeglasses / Contact Lens

There’s a good chance you have money tucked away in a Health Savings Account (HSA) or Flexible Spending Account (FSA) as part of your family’s benefits package.


There are many differences between HSAs and FSAs, but both help you save for eligible medical expenses, from childbirth to braces and many things in between.


But did you know that some of these funds could be lost if they remain unused before the end of the year?


Here’s the scoop on what happens to your unused funds and how you can make the most of them with premium eye care from the Monocle team.

What happens to unused HSA/FSA funds?

FSA HSA Funds Usage Explanation

This is where one of the big differences between these two accounts comes into play.


If you have an HSA, unused contributions are rolled into the next year, meaning you don’t need to hurry to spend the money before the clock strikes midnight on January 1st.


With an FSA, it’s more of a “use it or lose it” situation. At the end of the year, unused contributions are no longer available and you start from scratch in January.


This is tax-exempt money that’s being pulled from your paycheck each month or that you’re taking directly out of your pocket to offset the cost of medical expenses. So don’t let it go to waste!

Can I use my funds on eye care?

Yes! For many of us, the fourth quarter of the year rolls around before we realize these funds are sitting in our account, waiting to be spent on qualified medical expenses.


But the final few months of the year are often the busiest for medical professionals for this exact reason. Everyone wants to take full advantage of their benefits before the year ends.


That’s why we recommend you keep up to date with your eye care throughout the year. Plus, who wants to head to the doctor amidst the holiday season hustle and bustle? We think we’re pretty great over here at Monocle, but your plate is full as you prep for the new year. So give yourself the gift of a check-up-free holiday season and come in sooner!

What are the eligible eye care expenses with an HSA/FSA?

Eyeglasses / Contact Lens

You can use your HSA or FSA to help pay for a multitude of eye care expenses, including:

Sometimes, even blue light glasses are covered, too.

What are the benefits of using my HSA or FSA funds on eye care?

First and foremost, these are tax-exempt contributions that are available for use on qualifying medical expenses.


When your health insurance doesn’t cover the cost of a medical expense, you can use your funds to offset direct, out-of-pocket costs that might incur.

While many eye care costs are covered by insurance, not all of them are. This makes taking care of your vision the perfect way to make sure your health benefits never go to waste.

Save on premium eye care with your HSA or FSA.

Our eyes are not to be taken for granted. Put your funds to good use and schedule an appointment for your next (or first!) eye exam.


The Monocle Premier Eye Care team offers years of experience and a true commitment to providing you with excellent care.


Your satisfaction is our top priority. We take as much time as is necessary to have conversations about the health of your eyes, your vision, and anything else with a focus on optimizing your well-being.

Click here to schedule your eye exam.

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