Young woman framing her eye

How to Use Your HSA or FSA for Vision Care in 2025

Did you know your Health Savings Account (HSA) or Flexible Spending Account (FSA) resets each calendar year? That means if you have one of these accounts, you now have fresh funds ready to help you prioritize your health in 2025—starting with your eyes.

While many benefits packages include a basic vision plan, those plans often fall short when it comes to covering the full scope of your eye care needs. Fortunately, your HSA or FSA can bridge the gap, helping you invest in your vision without taking a hit to your wallet. And starting the year strong with intentionality toward your eye health is not only smart, but also a great way to make the most of your benefits.

If you’re unsure how HSA and FSA funds work or which expenses qualify, we’ve got you covered. Check out our detailed guide to understand how to use your HSA or FSA funds on eye care

 

This post will help you plan how to use your funds now to prioritize your eye care and make 2025 even clearer (literally).

Why Your Eye Care Should Be a Priority

Eye Care

It’s easy to take your vision for granted until something goes wrong. Annual eye exams not only update your prescription but also catch potential issues early on, from digital eye strain to more serious concerns like glaucoma or cataracts.

Even if you’re lucky enough to have 20/20 vision, HSA and FSA funds allow you to invest in preventive care and better visual comfort, like prescription sunglasses that protect your eyes from UV rays, blue light glasses that ease strain from screens, or treatments for dry eyes.

In case you didn’t know, these funds follow the ‘use-it-or-lose-it’ rule. So, this year, instead of letting those funds go to waste, why not get your money’s worth by investing in your eye health?

What Can You Use HSA/FSA Funds For?

Glasses

Your HSA or FSA covers a wide range of eye care-related expenses, making it easier to fit essential items (and some splurges) into your budget. Here are just a few ideas:

  • Non-Prescription Sunglasses: Did you know non-prescription sunglasses are considered a medical device that protects your eyes from getting cataracts? That means you can use your HSA/FSA funds to pay for a pair and protect your eyes.
  • Prescription Glasses and Sunglasses: Whether you need a style refresh or an updated prescription, HSA/FSA funds can cover both options.
  • Contact Lenses and Supplies: Book a contact lens fitting, restock your favorite lenses, or swap your extended-wear contacts for daily disposables—or vice versa. You can also put your funds toward contact solutions and storage cases.
  • Comprehensive Eye Exams: If you haven’t had one in a while, now’s the time to schedule an appointment. Routine checkups are essential for maintaining long-term vision health.
  • Dry Eye Treatments: Over-the-counter or prescription treatments for dry, irritated eyes are also eligible expenses.

Blue Light Glasses: If you spend hours on screens every day, blue light-blocking glasses can help reduce eye strain during long workdays and even improve your sleep.

Maximize Your Funds in the New Year

Office

The beauty of fresh HSA or FSA funds is that you have the opportunity to plan ahead. Instead of scrambling at the end of the year to use up your balance, start strong by scheduling your appointments early and taking care of any lingering eye care needs.

Here are some tips to get the most out of your funds this year:

  • Prioritize Big-Ticket Items: If you’ve been eyeing those Chanel glasses frames for a while or specialty lenses, use your funds now to make the purchase easier.
  • Plan Routine Checkups: Annual eye exams are a must. Booking early ensures you get a convenient appointment time and can address any changes to your vision before they become problematic.
  • Stock Up on Essentials: Contacts, solutions, and even backup glasses are all great ways to use your funds effectively.

Ready to put your funds to good use this year? Schedule an appointment with our team of premium eye care experts today or call us at (832) 735-7332.

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